做信用證不易,有些L/C 的條款千萬要注意,不然真可能款貨兩空
做外貿,最常用的結匯方式就是信用證了。L/C AT SIGHT,L/C 30 DAYS FROM B/L DATE,L/C 60DAYS FROM B/L DATE。
最好的當然是L/C AT SIGHT了,
歐洲一些國家,特別是做食品的,根本沒有開具L/C AT SIGHT的。先說下加拿大即使開具的是L/C AT SIGHT,但是他們往往加一個軟條款,PAYMENT WILL ONLY BE EFFECTED AT SIGHT AND AFTER THE RECEIPT OF THE APPROVAL OF GOODS FROM CANADIAN FOOD INSPECTION AGENCY(AFIA),這個雖然是即期信用證,但是有用嗎?你能立即拿到錢嗎?答案是不能。
歐洲的一些國家出具的遠期信用證,一般也要加軟條款,特別是義大利這個國家有這樣的付款要求必須注意:PAYMENT WILL BE EFFECTED IF THE E.U.HEALTHY AUTHORITIES HAVE GIVEN THEIR APPROVAL TO THE GOODS AND AUTHORIED ITS ENTRY FOR HUMAN CONSUMPTION AT THE PORT OF DESTINATION .THEREFOR THE PAYMENT WILL BE EFFECTED AFTER RECEIPT ON OUR PART OF THE APPLIANT'S WRITTEN ADVICE THAT THE E.U HEALTY AUTHORITIES HAVE GIVEN THEIR APPROVAL TO THE GOODS.
如果說第一條要商檢出具這個檔,回款還有可能,因為歐洲的銀行信用還可以。但是有了第二條,那就完全看客戶的個人信用了,他1年不給你出這個檔你就1年拿不到款,如果10年不出這個檔,你10年也拿不到款啦。
遇到這樣的信用證就執意要客戶改成:THE PAYMENT WILL BE EFFECTED UNLESS REJECTION CERTIFICATE ISSUED BY AUGHORITY IS PRESENTED WITHIN 60DAYS AFTER B/L DATE AT OUR COUNTERS.如果是45天的L/C,
絕大多數客戶是好的,要遇到萬一不好的呢?所以謹慎是必須的,小心駛得萬年船,如果第一次和客戶合作,客戶又執意不改信用證怎麼辦呢?你還抱著僥倖的心裡想試一單,那麼有個地方可以幫你,就是出口保險公司,你提供給保險公司所需要的客戶等資訊,